Agentic Compliance Infrastructure

The Compliance Stack for AI-Driven Finance.

KYC verified the person.
KYB verified the business.
KYT verified the transaction.
KYA verifies the agent.

As autonomous AI systems begin executing financial transactions without continuous human input, the compliance stack has a new and unresolved layer. Know Your Agent is that layer.

4 Verification Frameworks
1 Accountability Chain
Active Regulatory Development
March 2026 Last Updated
⚡ Compliance Gap Active: AI agents are executing financial transactions now. KYA frameworks are in development but not yet mandated.
Compliance Frameworks

The Agentic Compliance Stack

Know Your Agent · KYA

Autonomous AI systems are initiating trades, submitting compliance reports, and executing payments without real-time human authorization. KYA establishes identity, authorization scope, and accountability for non-human actors — the compliance framework that KYC was never designed to cover.

→ Know Your Agent

Know Your Business · KYB

KYB is the institutional counterpart to KYC: verifying the legal entity, beneficial ownership structure, and authorization chain for businesses rather than individuals. As AI agents act on behalf of businesses, KYB becomes the foundational layer below KYA.

→ Know Your Business

Decentralized Identity · DID · LEI · vLEI

Decentralized identifiers (DIDs), Legal Entity Identifiers (LEIs), and verifiable LEIs (vLEIs) are the cryptographic infrastructure beneath compliant agent identity. GLEIF's vLEI framework and W3C DID standards provide the building blocks for machine-verifiable organizational credentials.

→ Decentralized Identity

Agentic Credentials · IAM · Authorization

Authorization, delegation, and signing infrastructure for AI agents: OAuth 2.1, mTLS, IAM frameworks, and programmable credential scope. The technical layer that determines what an agent is permitted to do — and what it is not.

→ Agentic Credentials
The Verification Stack: From KYC to KYA

The Natural Progression of Compliance Verification

Each layer in the verification stack emerged when a new class of financial actor demanded its own accountability framework. KYA is the next layer.

Framework Verifies Established Status
KYC — Know Your Customer The individual person 1970s (Bank Secrecy Act) ✓ Mandatory
KYB — Know Your Business The legal entity and beneficial owners 2016 (FinCEN CDD Rule) ✓ Mandatory
KYT — Know Your Transaction On-chain transaction origin and risk 2019–2022 ✓ Active
KYA — Know Your Agent The autonomous AI system and its authorization chain 2025–2026 ◉ Emerging